Transportation Insurance Information
We are true experts when it comes to insuring transportation risks, and that is why we have a designated department for our transportation risks, called Logistics Insurance Concepts. The leader of our transportation department has a law degree and has worked on both the retail (agency) and wholesale (company) side of the insurance industry. We have longstanding relationships with many of the underwriters which work for some of the top insurers of transportation risks in the nation. Our firm has a reputation for putting together some of the finest submissions in the industry, which give the underwriters a detailed picture of your business, and which highlight all the things your company is doing right, as well as what corrective steps are being taken to rectify any issues such as SMS BASIC alerts or prior loss problems. We insure the following types of transportation risks in our firm:
· Trucking-for-hire (Dry Freight; Refrigerated Freight; Container Haulers; Flatbed; Sand & Gravel; Bulk Freight; Fuel Haulers; Vehicle Transport; etc.)
· Agricultural Haulers (Milk; Livestock; Poultry; Feed/Grain; Produce; Fertilizer)
· Forestry Products (Log/Timber Transporters; Lumber; Bark/Mulch; etc.)
· Livery (Limousine; Taxi; Shuttle; Bus)
· Non-Emergency Medical/Para-transit
· Contractor Fleets
· Crane/Heavy Haul
· School Buses
· Sand & Gravel
Owners and operators of commercial trucks can't get by with a standard commercial auto insurance policy. In addition to protecting the cargo that they carry, truckers must consider the massive physical damage that can be caused by their trucks, the potential environmental issues an accident could cause, and the expensive cost to repair their large vehicles.
Liability Insurance (Trucker's & Motor Carrier Forms Available)
For bodily injury and property damage liability exposure, one should consider an auto liability insurance policy. This policy will protect truckers by covering many different types of harm that they can unintentionally inflict on others and their property. This includes accidental damage to a retailer’s delivery dock, to other drivers, vehicles, and pedestrians.
Cargo Insurance (Motor Truck Cargo) & Contingent Cargo Insurance
Your clients rely on you to safely deliver their cargo in the same condition it was in when they turned it over to you. With cargo insurance you can reimburse a client for qualifying damages made to their cargo during transport—and all without tapping into your business bank account except to pay the deductible.
Bobtail Insurance (Non-Trucking Liability)
When your truck is without cargo, it still needs protection. Bobtail insurance covers your truck even when it is not operational.
Physical Damage Insurance
If your truck is in an accident or collision, you need the right commercial insurance policy protecting your financial interests. Collision insurance and comprehensive insurance can cover various accidents and damages caused by theft, vandalism and fire.
Environmental & Pollution Liability Insurance
If your truck carries cargo that can be environmentally toxic or could contribute to pollution, you need special insurance to help pay for the cost of the cleanup if it should be spilled in an accident. Environmental liability insurance will cover this expense, as long as it occurs in a qualifying situation.